Sunday, June 5, 2011


Well I don't know if everyone might feel the same way about dreams as I do, but I believe sometimes that in our dream state that our subconcious tries to tell us stuff from time to time.

One time about 3-5 years ago, I had one of these dreams that still makes me wonder to this day, if something / someone was trying to tell me something or not. At the time I just finished vocational school, and I was unemployed about 4 months in a row trying to find a job, and me and my Fiance at the time were stuggling to survive.

I was dreaming at the time that Me, her and my parents were driving to the river in our local time to go on a boat ride, and I was really excited, but this gravel road was long and narrow, and along the way I was seeing some that made me go WTF..!! OMgZ...!!!!!11!!1! Well there were people all over the place, standing around fire barrels and such, and they were people from lawyer looking people talking on cell phones, to poor homeless people trying to stay warm and by these people on this road were white painted door frames, with closed doors and when we were driving by one person quickly ran in the door and there was this pure goldish/white light

Then I woke up and I felt like there wasn't any issues, like I was on top of the world and just had this feeling of pride or satisfaction. I was wondering if subconciously I was telling myself that there were many paths in life and that you just have to pick were you go, then suddenly like a week later I got a job, yeah it wasn't the type of job that I wanted and still work there, but there is some sort of satisfaction knowing that this place is stable as long as you atleast try.

Wednesday, June 1, 2011

Well another increase in Taxes..

Get ready for higher Social Security taxes!

They will go up by 2%, from 4.5% this year to 6.2% next year. But that’s only for people who work for an employer. For self-employed Americans, the bite will be double.
As explained by Bill Bischoff of, May 27, 2011:
For 2011, the Social Security tax hit is less because of a one-year 2% point reduction in the Social Security tax withholding rate on wages — from the normal 6.2% to 4.2% (your employer’s 6.2% rate is unchanged). For 2012 and beyond, however, Social Security tax withholding on your wages will jump back to the standard 6.2% rate.
If you’re an employee, your wages are hit with the 12.4% Social Security tax up to the annual wage ceiling. Half the Social Security tax bill is withheld from your paychecks. The other half is paid by your employer. That arrangement is very deceptive because unless you closely examine your pay stubs, you may be blissfully unaware of how much the Social Security tax actually costs because your employer isn’t really paying your Social Security tax. Your employer’s “share” of your Social Security tax is actually part of your entire pay-and-benefits salary package.
While many employees may not realize the magnitude of the Social Security tax, self-employed folks know it all too well. That’s because the self-employed must pay the entire 12.4% tax rate out of their own pockets, based on the amount of their net self-employment income.
For both 2010 and 2011, the Social Security tax self-employment income ceiling is $106,800 (same as the wage ceiling for employees). So if your 2010 self-employment income was $106,800 or more, you paid the Social Security tax maximum of $13,243 last year (12.4% x $106,800 = $13,243).
In 2011, the hit will be less thanks to a one-year 2 percentage-point reduction in the Social Security tax rate on self-employment income — from the normal 12.4% to 10.4%. For 2012 and beyond, however, the Social Security tax on self-employment income is scheduled to return to the standard 12.4% rate.
The article’s writer, Bischoff, estimates that in the course of his 35-year working life, he has paid $219,000 in Social Security tax and his employers paid another $41,000. That amounts to $260,000 in total.
Bischoff writes: “if I could get the $260,000 back, stop paying the tax, and forego receiving any benefits, I would do it in a heartbeat. In fact, if I could just stop paying the tax in exchange for walking away from any future benefits, I would do that too. Why? Because I have big doubts I will actually receive the promised level of benefits when the time comes…the system is now projected to run out of money in 2036 unless taxes are raised or benefits are cut.”
I have bad news for Bischoff:
The Social Security system is already broke.
In January this year, the Congressional Budget Office issued a little-noticed report that Social Security will effectively run a $45-billion deficit in 2011 and continue to run deficits totaling $547 billion over the coming decade.

Sunday, May 29, 2011

Who do you think is the hottest Female..???

Well I've been thinking to myself for a while now, who do I think is the hottest female out there right now. Well after I've gave it some thought over time I think that I've made a small list, I really want to get everyone to chime in and add thoughts, and also others out that I might have looked over well here it is...

1.)Kate Beckinsale..OmGZ to me she is the pure meaning of attractive Female.

2.) Jessica Biel, 0mGZ what a body, Sexy beyond all belief....

3.) My Asian dream, this one is not really well known, but Yep i can Dig it...

Friday, May 27, 2011

Unoffical "Get it off your chest" Blog

Well some people in the world, (like myself) harbor ANGER and other things inside that can really eat at your guts, and that is something that is not good for you. So this is the UNOFFICAL blog-post to air it out, let it go, my blog is you play ground let it rip, get that Stuff off your chest punch your neighboor in the face, or whatever you want to do and lets hear it..

Tuesday, May 24, 2011


OMGZ this game franchise is my favorite game ever, do you people feel the same way, and if not tell my why..? I wanna see how many people are stoked / don't care about this... 11/08/11 <~~~release date..!!

New Batman Villian..Really..?

Well i was reading some around the interwebz the other day and i see that they have made Bane the new batman villian. I don't ever really remember hin being a villian though, more of a side-kick from the cartoons and all so I was like OMGZ they Ruined the series. Then I really started to think about it, I thought the same things about Heath Ledger being the joker, and to me that was one of my favorite movies ever.. SOOOO i duno maybe this might be as good, or semi-compairable we'll just have to see I guess..?

Sunday, May 22, 2011

More Insurance Information

Well kinda reading around about some more home owners things, also some companies that deal w/ insurance have a set amount of time to sign up for EQ insurance, primarily about 30-35 days, from when the policies go into effect. So watch out for that, specially if you live in an area were EQ's are an issue like California, and believe it or not Washington and Oregon states as well.

Flooding is one of those things as well to watch out for. Flood insurance is typically sold by insurance companies, but the Flood zones, Areas of at Risk, and also the Rates of the policy are determined by the Federal Government through FEMA, and hurrican Katrina victims can tell you about FEMA. If you feel like you want to get your eggs in a basket before you make up your mind about this type of insurance, check out websites like because knowing your  stuff will get your head in the game and will help you think of questions before you call in.

-Good luck...

Saturday, May 21, 2011

Insurance, Those Tricky bastards

Well I have the pleasure to know some one who works for an insurance institute that will remain nameless. I primarly deal in the realm of Home Owners insurance, but there are some things that people do not know about standard Home Owners, Condo, and Renters policies. The basic contract has a covered set of perils (damages) they are usually Wind, Hail, Aircraft, Riot, Vehicle, Electrical, Smoke, Vandalism, Theft, Fire. There are some basic coverages that are not covered under a standard policy, those would be Earthquake, ID theft, Flood, Water Sewer Back-up in the home, and also about $1,500 maximum payout for the "THEFT" of jewelry. These things need to be purchased at additional costs.

keep an eye out and read your contracts people...!!!

Wednesday, May 18, 2011

What a Herp-a-DuRp

With imprisoned IMF chief Dominique Strauss-Kahn facing calls to resign in the wake of an attempted rape charge, a free-for-all is breaking out between Europe and developing countries over who should get his job.
Traditionally, Europeans head the International Monetary Fund while Americans run the World Bank. But developing nations are challenging that tradition, citing their increasing wealth and role in the global economy as reasons why it's their turn in the driver's seat.
Europeans, though, aren't buying that argument. They are citing the IMF's key role in fighting the eurozone's debt crisis as a key reason to keep the job on their continent. The IMF helps stabilize the globe by issuing emergency loans to countries who fall into financial trouble, and has contributed to bailout loans for Greece, Ireland and Portugal and is playing an important part in monitoring those countries' compliance with the loan conditions.
But Arvind Subramanian, a senior fellow at the Peterson Institute for International Economics and the former deputy director of IMF research department, said it's hard to follow the European argument.
"In the last 30 or 40 years, when developing countries were the predominant borrowers, I did not hear one voice say because the IMF is involved in Asia, we should have an Asian director," he told "What is that about?"
Strauss-Kahn, who is a powerful French politician who had his sights set on the presidency, remains jailed in New York after his arrest for allegedly sexually assaulting a hotel maid. His defense lawyers will try to secure his release Thursday at a new bail hearing.
But his departure from the agency is expected to be only a matter of time. While the IMF and the U.S. has repeatedly declared confidence that the agency can continue to fully function while Strauss-Kahn's case unfolds, pressure is mounting for him to step down.
U.S. Treasury Secretary Tim Geithner said Tuesday that Strauss-Kahn is "obviously not in a position" to run the IMF and that the organization needs to find an interim managing director. The United States has a major say in determining who will head the IMF, in part because it holds the largest number of votes at the 187-nation international lending agency.
The White House said on Wednesday it is not commenting on an ongoing legal matter and not going beyond what Geithner said.
Meanwhile, Europe and developing nations are jockeying for position to claim Strauss-Kahn's job

Read more:

Sunday, May 15, 2011

"ACME" global

This is the act that was passed back in 1996 that we eventually making everything one global product. If you think about it, it's slowly starting with Major Corporations like Wal-Mart, Verizon, AT&T, etc. These companies are making things more affordable (which is not an entirely bad thing), by offering multiple products to the US and slowly shutting down smaller businesses, or buying out there competitors. Is this something that I will think end smaller businesses..?? Well frankly yes, the decline on small businesses are one of many factors that are making the US economy so unstable in today's times.

Monday, May 9, 2011

Ahhh those crazy rich people

When it comes to taxes, do the rich pay their fair share?

The answer, of course, is loosley used since "fair" is not an absolute concept and tax data, depending how it's sliced, can tell different stories.
Those who say the rich pay their fair share point to the fact that the top 1% of taxpayers end up paying almost as much in federal income tax (and some years even more) as the bottom 95% combined.
Still, it's unlikely that even the most anti-tax, pro-wealth advocates would find this particularly fair: A very small number of millionaires end up owing no federal income tax at all, isn't that crazy...!!!

They're in good company, of course. 1/2 of all U.S. households, or 69 million, are estimated to have owed no federal income taxes for 2010, were's that tax break on H&R block..? I didn't see it. The vast majority of them, however, are low income. But 18,000 were households taking in more than $500,000 -- and of those, 4,000 made more than $1 million.

How can it be that those with big income streams owed zip to Uncle Sam?
Janice Johnson and Jay Safier, members of the New York State Society of Certified Public Accountants, and Roberton Williams, a senior fellow at the Tax Policy Center, explained the likely reasons.

Such tax filers probably have big portfolios and big investment losses from the 2008 financial crisis. They are also more likely to be retired or self-employed, and may be charitably inclined.